Buying a home? Bennett Mortgage can provide you with the mortgage you need.

There are so many options for the homebuyer, we can make it all easy to acquire your dream home.

Before you start, there are many laws that protect you from scams, unnecessary expenses, and discrimination in the process of home buying. Know your rights!

Find out How Much Mortgage Can You Afford

You can save yourself a lot of trouble if you take a minute to figure out how much mortgage you can afford. Generally, a lender will want your monthly mortgage payment to total no more than 29-40% of your monthly gross income (that's your monthly income before taxes and other paycheck deductions are taken out.) You also need to consider current loan interest rates. The lower the interest rate, the more expensive the home you'll be able to afford. Use our resources to see how much you can afford in a mortgage payment.

Create Your "Wish list"

Make your wish list. Focus on the features you need in a home: 2 bedrooms or 3? 1 bath or 2? Garage or no garage? Knowing what you're looking for will help you focus your search. And it will help your agent better focus on finding you the right home.

Find a Real Estate Broker

You'll want to start searching for a competent broker as soon as you decide to buy a home. Talk to several and find someone you think you'll be comfortable working closely with. Many of your friends and relatives have probably bought and sold their homes through brokers. Ask them who they used and what their experiences were. When you talk to prospective brokers, ask questions about the areas and types of homes in which you're interested. Do they seem knowledgeable? Most importantly, is their personal style a good fit with your own? This is an important decision. 

Mortgages and Home Buying Programs

Bennett Mortgage has many different kinds of mortgages are available for you. We here to help you understand the pros and cons of each program. We can help you analyze your credit situation to determine the best program for you situation. While we do have programs with low or no down payments or without income verification, that may not be the best avenue for you. 

To get started fill out our "Quick Application" or "Contact Us" or call us immediately at 1-888-964-2642.

We're standing by to assist you!!!
 

Massachusetts Mortgage Broker #MB0240

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